The privacy of the information Oklahoma Federal Credit Union obtains about you is an important part of our relationship with you and each of our members. Every Federal Credit Union has always been subject to our standard by law, Article XIX,2 which requires that we keep confidential your transactions. Congress passed the Right to Privacy Act (RFPA) to protect individuals’ financial records from improper disclosure to federal agencies and officials. While Oklahoma Federal Credit Union is legally obligated to respond to most subpoenas and other official requests for information and must file suspicious activity reports where appropriate, it will fully comply with the privacy law restrictions. Further, Oklahoma Federal Credit Union has a duty to report suspected criminal activity to the appropriate authorities. (In addition,) We disclose our information practices and procedures below.
We Respect Your Privacy
We have never shared nonpublic personal information about you or your accounts and we will continue to protect your privacy.
Categories of Information That We May Collect
- We collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other forms, such as: your name, address, social security number, assets, and income.
- Information about your transactions with us, our affiliates, or others such as: your account balances, payment history, parties to transactions, and credit card usage.
- Information we receive from a consumer reporting agency, such as your credit worthiness and credit history.
Categories of Information That We Disclose
We do not disclose any nonpublic personal information about our members or former members to anyone except as permitted or required by law.
Disclosure As Permitted By Law
We may discuss all of the information we collect, as described above to companies that perform marketing services on our behalf such as insurance carriers that extend individual offers for insurance products to our members.
Confidentiality and Security
We restrict access to nonpublic information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
If you ever have questions or concerns about the integrity of your account information, please contact us immediately.