Checking

Oklahoma Federal Credit Union offers you the savings and convenience you want from your checking account, to manage your personal finances.  We offer three checking account programs to choose from. All checking account programs include these benefits:

  • FREE Visa Debit Card
  • FREE Online Banking
  • FREE Online Bill pay

Three Accounts To Choose From:

FREE Checking

No minimum balance required, unlimited check writing, FREE Debit/ATM Card, and ten FREE ATM transactions per month!

Dividend Paying Checking

Dividend Paying Checking Account is for those who maintain a higher balance in their checking accounts and prefer to earn dividends. Unlimited check writing, FREE Debit/ATM Card, and ten FREE ATM transactions per month! No service charge with $300 minimum balance, $5.00 service charge if minimum balance is not met.

Money Market Checking Account

For those who maintain a higher balance in their checking account and prefer to earn dividends. This account pays a premium dividend rate and has three different balance tiers. A $1,000.00 minimum balance must be maintained to avoid the monthly fee. Withdrawals are unlimited and three checks can be written per month. Dividends based on average balance and paid monthly.  Rate paid based upon balance.

Over-Draft Line of Credit

Avoid paying those annoying overdraft fees by getting your own Overdraft Line of Credit.  It can be conveniently accessed just by writing a check.  It gives you an extra cushion without charging an access fee and you only pay interest on the money you borrow.

A member can apply for an Overdraft Line of Credit which can be used to help keep their checking account from overdrawing.  The Overdraft Line of Credit is a loan and loan rates apply on the amount used.  Contact an OKFCU Loan Officer for additional information.

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