Savings Rates

Regular Share/Savings – As of 4/2/2014

Calculated on average balance paid quarterly.

Regular Share/Savings
Minimum Balance APY*
$5.00-$499.99 0.00%*
$500.00-$14,999.99 0.20%*
$15,000.00 and above 0.35%*

 

 

 

 

Christmas Club


APY*
Christmas Club 0.35%*

 

 

 

Share/IRA Certificates

Certificates
6 Month 12 Month 24 Month 36 Month 48 Month
$1,000 0.56% APY 0.70% APY 1.00% APY N/A N/A
$15,000 0.58% APY 0.72% APY 1.02% APY 1.28% APY 1.46% APY
$50,000 0.60% APY 0.74% APY 1.04% APY N/A N/A
$95,000 0.62% APY 0.76% APY 1.06% APY N/A N/A
$95,001 – Above N/A N/A N/A 1.32% APY 1.50% APY

 

 

 

 

 

 *APY = Annual Percentage Yield

Money Market Checking Account

Money Market Checking Account
Dividends paid monthly on average daily balance $1,000-$14,999 0.20% APR 0.20% APY
Maintain $1,000 balance or $20.00 monthly fee $15,000-$24,999 0.30% APR 0.30% APY
3 checks per month, $2.00 per check after 3 checks $25,000 and above 0.35% APR 0.35% APY

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