Loan Rates: As of 8/7/2018
| Year | Term | APR* |
| 2011 or Older | 48 months or less | 5.25% – 12.25%** |
| 2012 – 2018 | 48 months or less | 3.25% – 10.25%** |
| 2012 – 2018 | 60 months or less | 3.50% – 10.50%** |
| 2014 or Newer | 72 months or less | 3.75% – 10.75%** |
| 2015 or Newer | 84 months or less | 4.25% – 11.25%** |
| Year | Term | APR* |
| 2016 & Newer | 61 – 72 months | 4.75% – 11.75%** |
| 2016 & Newer | 49 – 60 months | 4.50% – 11.50%** |
| 2016 & Newer | 48 months or less | 4.25% – 11.25%** |
| 2014 & 2015 | 61 – 72 months | 5.00% – 12.00%** |
| 2014 & 2015 | 49 – 60 months | 4.75% – 11.75%** |
| 2014 & 2015 | 48 months or less | 4.50% – 11.50%** |
| 2013 & Older | 49 – 60 months | 6.25% – 13.25%** |
| 2013 & Older | 48 months or less | 6.00% – 13.00%** |
| Year | Term | APR* |
| 2016 & Newer | 120 months | 6.00% – 13.00%** |
| 2016 & Newer | 61 – 84 months | 5.25% – 12.25%** |
| 2016 & Newer | 49 – 60 months | 5.00% – 12.00%** |
| 2016 & Newer | 48 months or less | 4.50% – 11.50%** |
| 2014 & 2015 | 61 – 72 months | 5.25% – 12.25%** |
| 2014 & 2015 | 60 months or less | 5.00% – 12.00%** |
| 2013 & Older | 49 – 60 months | 6.25% – 13.25%** |
| 2013 & Older | 48 months or less | 5.75% – 12.75%** |
| Type | Term | APR* |
| Signature | 60 months | 9.25% – 16.25%** |
| Share Secured | 60 months | 5.00%** |
| CD Secured | 60 months | Rate + 2.50% |
| VISA | N/A | 7.00% – 11.00% |
(Payment Examples)
| Amount | Term | APR* | Monthly Payment | Bi-Weekly Payment |
| $5,000 | 36 months | 2.99% | $146.00 | $73.00 |
| $4,000 | 36 months | 2.99% | $117.00 | $58.50 |
| $3,000 | 36 months | 2.99% | $88.00 | $44.00 |
Loan Rates: As of 5/1/2018
Calculated on an average daily balance paid quarterly
| Minimum Balance | APY*** |
| $5 – $499 | 0.00% |
| $500 – $14,999 | 0.20% |
| $15,000 & Above | 0.35% |
| Minimum Balance | 6 month | 12 month | 24 month | 36 month | 48 month |
| $1,000 | 1.03% APY*** | 1.19% APY*** | 1.90% APY*** | N/A | N/A |
| $15,000 | 1.06% APY*** | 1.21% APY*** | 1.94% APY*** | 1.76% APY*** | 2.25% APY*** |
| $50,000 | 1.08% APY*** | 1.25% APY*** | 1.98% APY*** | 1.76% APY*** | 2.25% APY*** |
| $95,000 | 1.10% APY*** | 1.30% APY*** | 2.00% APY*** | 1.76% APY*** | 2.25% APY*** |
| $95,001 & Above | N/A | N/A | N/A | 2.70% APY*** | 2.35% APY*** |
| Balance | APY** |
| $1,000 – $14,999 | 0.30% |
| $15,000 – $24,999 | 0.45% |
| $25,000 & Above | 0.50% |
(Maintain a $1,000 balance to avoid $25.00 monthly fee. Accounts receive three free checks per month. Each additional check is $2.00)
| Christmas Club Account | APY*** |
| $5.oo & Above | 0.35% |
