Kasasa Rewards

Kasasa gives you more rewards for your money. With a free Kasasa account, you can earn monthly rewards through high APY or cash back on purchases. Choose the account that best fits your lifestyle and start earning more today! Oklahoma Federal Credit Union offers the following Kasasa accounts:

  • Kasasa Cash
  • Kasasa Cash Back
  • Kasasa Saver

What’s better than free checking? Free checking that pays you each month with NO minimum balance. Your Kasasa Cash benefits include:

  • 2.50% APY on balances up to $15,000*
  • Earn a base rate of 0.05% APY even if qualifications are not met*
  • Receive up to $25.00 in refunds on ATM fees nationwide*
  • Easily link to a free Kasasa Saver for better savings
  • Unlimited checking
  • No minimum balance required to earn rewards
  • No monthly fees
  • Free mobile banking
  • Free online bill pay
  • Free e-statements
  • Just $50.00 to open account

Earn your rewards easily! In fact, you’re probably already doing most of these qualifiers already. To earn rewards each month:

  • Make at least 12 debit card purchases from your Kasasa account
  • Log into online banking at least once a month

If you didn’t meet the qualifiers this month, don’t worry! The account is still free and there are no penalties. You will still earn the base APY and as soon as the next month begins, your account will be eligible to earn awesome rewards.

Kasasa Cash Back makes spending your money more rewarding. Members can earn cash back on debit card purchases for things like gas, groceries, and a whole lot more. Benefits include:

  • Free checking that pays 2.00% cash back on debit card purchases (up to $6 monthly)*
  • Receive up to $25.00 in refunds on ATM fees nationwide*
  • Easily link to a free Kasasa Saver for better savings
  • Unlimited checking
  • No monthly fees
  • No minimum balance required to start earning
  • Free mobile banking
  • Free online bill pay
  • Free e-statements
  • Just $50.00 to open an account

Buy what you need and get cash back for the things you want. To earn rewards each month, simply:

  • Have at least 12 debit card purchases made with your Kasasa account
  • Log into online banking at least once a month

If you didn’t quite meet all of the qualifiers this month, don’t worry! Your account is still free and you can go back to earning rewards the following month.

Earn a high APY on your savings with the Kasasa Saver. Simply add Kasasa Saver onto your Kasasa Cash or Cash Back checking account and start earning these benefits:

  • 0.75% APY on balances up to $25,000*
  • Earn a base rate of 0.05% even if qualifications are not met*
  • Easily links to your Kasasa Cash or Kasasa Cash Back checking account
  • Rewards from your Kasasa Cash or Cash Back account automatically transfer to Kasasa Saver with Saver Sweep
  • No monthly fees
  • No minimum balance to earn rewards
  • Free mobile banking
  • Free online bill pay
  • Free e-statements
  • Just $5.00 to open the account

You must have a Kasasa Cash or Cash Back account to have a Kasasa Saver account. There are no separate qualifiers for the Kasasa Saver account. If you qualify in your Kasasa Cash or Cash Back account, you automatically qualify in your Kasasa Saver account. The qualifiers again are:

  • Make at least 12 debit card purchases with your Kasasa account
  • Log into online banking at least once a month

If you don’t qualify one month, the account is still free and you will still earn the base rate in your Kasasa Saver. Then, you can go right back to earning those rewards the following month.

Why wouldn’t you want to earn rewards for your money? Stop by your local OKFCU branch today and ask for Kasasa!

2025 Kasasa Qualifying Dates

Month Begin End
August 8/1/2025 8/31/2025
September 9/1/2025 9/30/2025
October 10/1/2025 10/31/2025
November 11/1/2025 11/30/2025
December 12/1/2025 12/31/2025
Month Begin End
January 1/1/2026 1/31/2026
February 2/1/2026 2/28/2026
March 3/1/2026 3/31/2026
April 4/1/2026 4/30/2026
May 5/1/2026 5/31/2026
June 6/1/2026 6/30/2026
July 7/1/2026 7/31/2026
August 8/1/2026 8/31/2026
September 9/1/2026 9/30/2026
October 10/1/2026 10/31/2026
November 11/1/2026 11/30/2026
December 12/1/2026 12/31/2026

Qualification Information:

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards.

“Monthly Qualification Cycle” means a period beginning the first day of the month statement cycle through the last day of the month statement cycle.

Reward Information:

Depending on what Kasasa account you have, you will receive the following rewards when you meet your account’s qualifications during a Monthly Qualification Cycle:

Kasasa Cash: average daily balances up to and including $15,000 receive an APY of 2.50%; and average daily balances over $15,000 earn a dividend rate of  0.24% on the portion of the average daily balance over $15,000, resulting in a range from 2.50% to 0.24% APY depending on the account’s average daily balance.

Kasasa Cash Back: you will receive 2.00% cash back on up to a total of $300 debit card purchases that post and settle to the account during that cycle period. A maximum of $6.00 cash back payments may be earned per Monthly Qualification Cycle.

Kasasa Saver: average daily balances up to and including $25,000 in your Kasasa Saver account earn an APY of 0.75% and average daily balances over $25,000 earn a dividend rate of 0.24% on the portion of the average daily balance over $25,000, resulting in a range from 0.75% to 0.24% APY depending on the account’s average daily balance.

You will receive reimbursements up to $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash and Cash Back account during the Monthly Qualification Cycle in which you qualified.

Depending on your Kasasa account, when your qualifications are not met, cash back payments are not made, nationwide ATM withdrawal fees are not reimbursed and:
Kasasa Cash: the entire average daily balance in the Kasasa Cash account earns 0.05% APY.
Kasasa Saver: the entire average daily balance in the Kasasa Saver account earns 0.05% APY.

Dividends will be credited to your Kasasa Cash and Kasasa Saver accounts on the first business day of the month.

Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the first day of the month.

APY = Annual Percentage Yield.

Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information:

Membership restrictions may apply.

Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.

$50 minimum deposit is required to open a Kasasa checking account.

In order to be eligible for rewards on any of the accounts, 12 debit cards must have posted and settled each Monthly Qualification Cycle and you must be enrolled in e-statements and online banking. If requirements are not met one month, person will not qualify for rewards, but will be eligible for rewards in the following Monthly Qualification Cycle. 

There are no recurring monthly maintenance charges or fees to open or close this account.

A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account.

A linked Kasasa Saver account is required for automatic savings.

Contact one of our credit union service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.

Federally insured by NCUA.

Trademarks:

Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.