Checking

Oklahoma Federal Credit Union offers you the savings and convenience you want from your checking account, to manage your personal finances.  We offer three checking account programs to choose from. All checking account programs include these benefits:

  • FREE Visa Debit Card
  • FREE Online Banking
  • FREE Online Bill pay

OKFCU offers the following checking account options:

Free Checking

No minimum balance. Unlimited payment transactions. This account includes a free ATM/Debit card, ten free ATM transactions per month and free 24-hour account access.

Interest-Bearing Checking

This account is for those who maintain a higher balance in their checking accounts and prefer to earn dividends. This account includes a free ATM/Debit card, ten free ATM transactions per month and free 24-hour account access. Unlimited check writing. A $5.00 monthly fee is assessed if the minimum balance of $300.00 is not maintained.

Money Market Checking Account

Designed for those who maintain a much higher balance and don’t use their account frequently. Money Market Checking pays a premium dividend rate and has three different balance tiers. The rate paid depends on the balance. No service charge with a $1,000.00 minimum balance. Limited transactions per month.

Solid Gold Club Checking Account

For members age 65+ or for retired members. The Solid Gold Club offers free checks, NO annual fee on ATM or VISA Cards, invitations to Solid Gold events and dividends paid monthly on the average daily balance. No minimum balance required and no service charge.

Over-Draft Line of Credit

Avoid paying those annoying overdraft fees by getting your own Overdraft Line of Credit.  It can be conveniently accessed just by writing a check.  It gives you an extra cushion without charging an access fee and you only pay interest on the money you borrow.

A member can apply for an Overdraft Line of Credit which can be used to help keep their checking account from overdrawing.  The Overdraft Line of Credit is a loan and loan rates apply on the amount used.  Contact an OKFCU Loan Officer for additional information.