Kasasa Rewards

Kasasa gives you more rewards for your money. With a free Kasasa account, you can earn monthly rewards through high APY or cash back on purchases. Choose the account that best fits your lifestyle and start earning more today! Oklahoma Federal Credit Union offers the following Kasasa accounts:

  • Kasasa Cash
  • Kasasa Cash Back
  • Kasasa Saver

What’s better than free checking? Free checking that pays you each month with NO minimum balance. Your Kasasa Cash benefits include:

  • 2.50% APY on balances up to $15,000*
  • Earn a base rate of 0.05% APY even if qualifications are not met*
  • Receive up to $25.00 in refunds on ATM fees nationwide*
  • Easily link to a free Kasasa Saver for better savings
  • Unlimited checking
  • No minimum balance required to earn rewards
  • No monthly fees
  • Free mobile banking
  • Free online bill pay
  • Free e-statements
  • Just $50.00 to open account

Earn your rewards easily! In fact, you’re probably already doing most of these qualifiers already. To earn rewards each month:

  • Make at least 12 debit card purchases from your Kasasa account
  • Log into online banking at least once a month

If you didn’t meet the qualifiers this month, don’t worry! The account is still free and there are no penalties. You will still earn the base APY and as soon as the next month begins, your account will be eligible to earn awesome rewards.

Kasasa Cash Back makes spending your money more rewarding. Members can earn cash back on debit card purchases for things like gas, groceries, and a whole lot more. Benefits include:

  • Free checking that pays 2.00% cash back on debit card purchases (up to $6 monthly)*
  • Receive up to $25.00 in refunds on ATM fees nationwide*
  • Easily link to a free Kasasa Saver for better savings
  • Unlimited checking
  • No monthly fees
  • No minimum balance required to start earning
  • Free mobile banking
  • Free online bill pay
  • Free e-statements
  • Just $50.00 to open an account

Buy what you need and get cash back for the things you want. To earn rewards each month, simply:

  • Have at least 12 debit card purchases made with your Kasasa account
  • Log into online banking at least once a month

If you didn’t quite meet all of the qualifiers this month, don’t worry! Your account is still free and you can go back to earning rewards the following month.

Earn a high APY on your savings with the Kasasa Saver. Simply add Kasasa Saver onto your Kasasa Cash or Cash Back checking account and start earning these benefits:

  • 0.75% APY on balances up to $25,000*
  • Earn a base rate of 0.05% even if qualifications are not met*
  • Easily links to your Kasasa Cash or Kasasa Cash Back checking account
  • Rewards from your Kasasa Cash or Cash Back account automatically transfer to Kasasa Saver with Saver Sweep
  • No monthly fees
  • No minimum balance to earn rewards
  • Free mobile banking
  • Free online bill pay
  • Free e-statements
  • Just $5.00 to open the account

You must have a Kasasa Cash or Cash Back account to have a Kasasa Saver account. There are no separate qualifiers for the Kasasa Saver account. If you qualify in your Kasasa Cash or Cash Back account, you automatically qualify in your Kasasa Saver account. The qualifiers again are:

  • Make at least 12 debit card purchases with your Kasasa account
  • Log into online banking at least once a month

If you don’t qualify one month, the account is still free and you will still earn the base rate in your Kasasa Saver. Then, you can go right back to earning those rewards the following month.

young adult male smiling while working in his kitchen and talking on smartphone

Why wouldn’t you want to earn rewards for your money? Stop by your local OKFCU branch today and ask for Kasasa!

2023 Kasasa Qualifying Dates

2023 Kasasa Qualifying Dates (start-end) OKFCU Statement Date
01/31/2023 02/27/2023
02/28/2023 03/30/2023
03/31/2023 04/27/2023
04/28/2023 05/30/2023
05/31/2023 06/29/2023
06/30/2023 07/30/2023
07/31/2023 08/30/2023
8/31/2023 09/28/2023
09/29/2023 10/30/2023
10/31/2023 11/29/2023
11/30/2023 12/28/2023
2024 Kasasa Qualification Cycle Dates (start-end) OKFCU Statement Date
12/29/2023 1/30/2024
1/31/2024 2/28/2024
2/29/2024 3/28/2024
3/29/2024 4/29/2024
4/30/2024 5/30/2024
5/31/2024 6/27/2024
6/28/2024 7/30/2024
7/31/2024 8/29/2024
8/30/2024 9/27/2024
9/28/2024 10/30/2024
10/31/2024 11/27/2024
11/28/2024 12/30/2024

*APY= Annual Percentage Yield. APYs accurate as of 05/05/22. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. *Qualification information for all Kasasa accounts: (1) Must receive e-statements. Reward qualification information for all Kasasa accounts: (1) 12 debit card account transactions must post and settle to the account during the Monthly Qualification Cycle. The following activities do not count toward reward earning account transactions: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by OKFCU as ATM transactions and purchases made with debit cards not issued by Oklahoma Federal Credit Union. (2) Log onto online banking at least once per Monthly Qualification Cycle. “Monthly Qualification Cycle” means a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle. Reward information: when your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) balances up to $15,000 receive an APY of 2.50%; and balances over $15,000 earn between 0.50% and 2.50%; resulting in a total range from 2.50% to 0.50% APY depending on the account’s balance and (2) you will receive reimbursements up to an aggregate total of $25.00 (max $4.99 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. When your Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, (1) pin based debit card transactions receive a 2.00% cash back rate. Cash back is not to exceed a maximum of $6.00 per Monthly Qualification Cycle and (2) you will receive reimbursements up to an aggregate total of $25.00 (max $4.99 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. When qualifications are met in either the Kasasa Cash or Cash Back account, your Kasasa Saver earns a 0.75% APY on account balances up to $25,000; and balances over $25,000 earn between 0.25% and 0.75% APY; resulting in a total range from 0.75% to 0.25% APY. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $4.99 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within thirty (30) days after the statement cycle when the reimbursement was applicable. When qualifications are not met with Kasasa Cash or Kasasa Saver, the accounts will still earn a base rate of 0.05% APY on available balances. Accounts will not be eligible for ATM fee refunds for that Monthly Qualification Cycle. When qualifications are not met for the Kasasa Cash Back account, the account will not receive cash back on debit card purchases or ATM fee refunds for that Monthly Qualification Cycle. Limit one account per SSN.

$50.00 minimum deposit is required to open a Kasasa Cash or Kasasa Cash Back account. A $5.00 deposit is required to open a Kasasa Saver account. Receiving monthly e-statements is a condition of having a Kasasa account. Enrollment in other electronic services (i.e. online banking) may be required to meet reward qualifications. There are no recurring monthly service charges or fees to open or close this account. Contact one of our Oklahoma Federal Credit Union service representatives for additional information, details, restrictions, processing limitations, and enrollment instructions. Federally insured by the NCUA. Kasasa and Kasasa Cash are trademarks of Kasasa Ltd., registered in the U.S.A.